Option one
Pay now
Scan a code and pay straight from your bank account.
Trade credit · iwocaPay
Order now. Pay later.
Up to £30,000 of credit to spend with AO Partners, on orders from £150.
Subject to approval. Terms and conditions apply.
Soft credit check
About five minutes
UK limited businesses & LLPs
How it works
Set up once, then use it on every order.
1
Check your limit
A soft credit check, so your credit score isn't affected.
2
Sign up
About five minutes, and the decision is made online.
3
Choose your terms
Pay now, in 30 days, or over 3 monthly payments.
4
We deliver
Pick iwocaPay at checkout and your order goes out.
How you can pay
Three choices at the iwocaPay checkout. You pick, order by order.
Option two
Pay in 30 days
Take the delivery now and pay the full amount 30 days later.
Option three
3 monthly payments
Split the amount into 3 equal monthly payments.
Repayments are collected automatically, and you can clear the balance early. Stuck at the iwocaPay checkout? Call iwoca on 020 3778 0549. Subject to approval. Terms and conditions apply.
Questions, answered
Who can apply?
UK limited businesses and LLPs, on orders from £150. A Director of the business must be the one to sign up.
How much can I spend?
iwocaPay works on orders of £150 to £30,000, so your limit can be up to £30,000 of credit to spend with AO Partners.
Will it affect my credit score?
Checking your eligibility is a soft credit check, so it does not affect your credit score.
How long does sign-up take?
About five minutes, and the decision is made online. The credit and ID check happens once — after that you sign in with the same email and carry on.
Who do I pay?
You repay iwoca. AO Partners is paid in full at checkout, so nothing changes about your order or your delivery.
How are repayments collected?
Automatically, on the terms you chose at the iwocaPay checkout. You can also clear the balance early.
Is "Pay now" a credit option?
No. Pay now means scanning a code and paying straight from your bank account. The credit options are pay in 30 days and 3 monthly payments, and both are interest-free.
Something has gone wrong at the checkout.
Call iwocaPay customer support on 020 3778 0549, or message our trade team on WhatsApp +44 330 190 1107.
Trade credit
See what you can spend
A soft credit check and about five minutes. If you are approved, your limit is ready for your next order.
Subject to approval. Terms and conditions apply.