/* ============================================================
   AO Partners — Trade Credit (iwocaPay) page
   File: css/page-finance.css
   Namespace: .fc-*  (no collisions with brand.css)

   Load AFTER css/brand.css so the AO tokens resolve:
     <link rel="stylesheet" href="css/page-finance.css?v=1">

   Uses only tokens that exist in brand.css:
     --purple --purple-600 --violet-050 --violet-100 --violet-300
     --ink --body --muted --line --paper-2
     --r --r-pill --shadow-sm --font --maxw
   ============================================================ */

/* ---------- hero (light, per the AO white-first rule) ---------- */
.fc-hero{
  background:linear-gradient(180deg,var(--violet-050) 0%,#fff 100%);
  border-bottom:1px solid var(--line);
  padding:74px 0 80px;
}
.fc-hero .wrap{
  display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center;
}
.fc-hero h1{margin:0 0 14px}
.fc-hero .lead{margin:0 0 26px}
.fc-actions{display:flex;flex-wrap:wrap;gap:14px}
.fc-small{font-size:.84rem;color:var(--muted);margin:18px 0 0}
.fc-chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.fc-chip{
  display:inline-flex;align-items:center;gap:9px;background:#fff;border:1px solid var(--line);
  border-radius:var(--r-pill);padding:8px 17px;font-size:.9rem;font-weight:500;color:var(--ink);
}
.fc-chip svg{width:15px;height:15px;color:var(--purple);flex:none}

/* summary card */
.fc-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--r);
  padding:30px 30px 26px;box-shadow:var(--shadow-sm);
}
.fc-card-head{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:22px}
.fc-card-head img{height:20px;width:auto}
.fc-tag{
  font-size:.7rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--purple);
}
.fc-card-label{display:block;font-size:.9rem;color:var(--muted)}
.fc-amount{
  display:block;font-size:2.6rem;font-weight:500;line-height:1.1;letter-spacing:-.02em;
  color:var(--ink);margin:2px 0 4px;
}
.fc-card-sub{display:block;font-size:.9rem;color:var(--muted);margin-bottom:18px}
.fc-rows{border-top:1px solid var(--line)}
.fc-row{
  display:flex;align-items:center;justify-content:space-between;gap:14px;
  padding:13px 0;border-bottom:1px solid var(--line);font-size:.98rem;color:var(--ink);
}
.fc-free{
  font-style:normal;font-size:.7rem;font-weight:600;letter-spacing:.07em;text-transform:uppercase;
  background:var(--violet-050);color:var(--purple);border:1px solid var(--violet-100);
  border-radius:var(--r-pill);padding:5px 12px;white-space:nowrap;
}
.fc-card-note{margin:16px 0 0;font-size:.8rem;line-height:1.55;color:var(--muted)}

/* ---------- section rhythm ---------- */
.fc-sec{padding:84px 0}
.fc-head{max-width:60ch;margin:0 auto 44px;text-align:center}
.fc-head h2{margin-bottom:8px}
.fc-head p{margin:0;color:var(--muted)}

/* ---------- how it works ---------- */
.fc-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.fc-step{background:#fff;border:1px solid var(--line);border-radius:6px;padding:28px 26px 26px}
.fc-num{
  width:38px;height:38px;border-radius:10px;background:var(--violet-050);color:var(--purple);
  display:grid;place-items:center;font-weight:600;font-size:1rem;margin-bottom:16px;
}
.fc-step h3{margin:0 0 6px;font-size:1.05rem}
.fc-step p{margin:0;color:var(--muted);font-size:.96rem}

/* ---------- the three payment choices ---------- */
.fc-terms{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.fc-term{
  position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r);
  padding:30px 28px 28px;
}
.fc-flag{
  display:inline-block;font-style:normal;font-size:.7rem;font-weight:600;letter-spacing:.07em;
  text-transform:uppercase;background:var(--violet-050);color:var(--purple);
  border:1px solid var(--violet-100);border-radius:var(--r-pill);padding:5px 12px;margin-bottom:18px;
}
/* "Pay now" is not credit — it never wears the interest-free badge */
.fc-flag-plain{background:#fff;color:var(--muted);border-color:var(--line)}
.fc-kicker{
  margin:0 0 4px;font-size:.72rem;font-weight:600;letter-spacing:.14em;
  text-transform:uppercase;color:var(--muted);
}
.fc-term h3{margin:0 0 8px}
.fc-term p{margin:0 0 10px;color:var(--muted);font-size:.98rem}
.fc-meta{
  margin:16px 0 0 !important;padding-top:14px;border-top:1px solid var(--line);
  font-size:.86rem;color:var(--muted);
}
.fc-note{
  max-width:76ch;margin:34px auto 0;text-align:center;font-size:.92rem;color:var(--muted);
}
.fc-note a{color:var(--purple);font-weight:500}

/* ---------- FAQ ---------- */
.fc-faq{max-width:820px;margin:0 auto;border-top:1px solid var(--line)}
.fc-faq details{border-bottom:1px solid var(--line);background:transparent}
.fc-faq summary{
  list-style:none;cursor:pointer;padding:20px 44px 20px 2px;position:relative;
  font-weight:500;font-size:1.02rem;color:var(--ink);
}
.fc-faq summary::-webkit-details-marker{display:none}
.fc-faq summary::after{
  content:"";position:absolute;right:10px;top:50%;width:9px;height:9px;
  border-right:2px solid var(--purple);border-bottom:2px solid var(--purple);
  transform:translateY(-70%) rotate(45deg);transition:transform .2s;
}
.fc-faq details[open] summary::after{transform:translateY(-25%) rotate(-135deg)}
.fc-faq summary:hover{color:var(--purple)}
.fc-faq details p{
  margin:0;padding:0 44px 22px 2px;color:var(--body);font-size:.98rem;
}
.fc-faq details p a{color:var(--purple);font-weight:500}

/* ---------- responsive ---------- */
@media(max-width:940px){
  .fc-hero{padding:56px 0 60px}
  .fc-hero .wrap{grid-template-columns:1fr;gap:38px}
  .fc-sec{padding:58px 0}
  .fc-steps{grid-template-columns:1fr 1fr}
  .fc-terms{grid-template-columns:1fr}
  .fc-amount{font-size:2.2rem}
}
@media(max-width:560px){
  .fc-steps{grid-template-columns:1fr}
  .fc-actions .btn{width:100%;justify-content:center}
}

@media (prefers-reduced-motion: reduce){
  .fc-faq summary::after{transition:none}
}